Passkeys Instead of Passwords: State of Play and Pitfalls

The password is dying - more slowly than announced every year, but by now visibly. Since May 2025, Microsoft has been creating new accounts without a password by default, Apple and Google have integrated passkeys deep into their systems, and major services from Amazon to PayPal support passwordless login. Time for an honest inventory: what can passkeys really do, and where are the pitfalls when switching?

Why passkeys are genuinely better

A passkey is a cryptographic key pair: the private key stays on your device (or in your password manager), the service only knows the public one. At login, your device proves possession of the private key with a signature - released via Face ID, Touch ID or the device PIN. Three tangible advantages follow:

Nothing to steal: the server stores no secret that could leak in a data breach
Nothing to phish: the passkey is bound to the domain. A deceptively real fake login page simply never receives a valid signature - exactly the attack class I described in the post on Telegram fraud bots and 2FA runs into a wall
Faster: Microsoft measures passkey logins as eight times faster than password plus MFA

Pitfall 1: the recovery question

The most uncomfortable question comes before the first passkey: what happens if all devices are gone? Synced passkeys hang off your cloud account (iCloud Keychain, Google Password Manager, 1Password and co.) - which makes that account the master key. Lose it or get locked out, and in the worst case you lose everything at once. The answer is redundancy: register a second passkey on an independent device or hardware key for important services, and set up the cloud account's recovery paths (recovery key, recovery contacts) before the emergency.

Pitfall 2: moving between ecosystems

Passkeys started life as island solutions: whoever collected them in iCloud Keychain couldn't take them to Google - except by re-enrolling at every single service. The FIDO Alliance is working on the fix: the Credential Exchange Format (CXF) was approved as a Proposed Standard in August 2025, with the accompanying transfer protocol CXP following. The practical state is asymmetric, though: Apple shipped export and import with iOS/macOS 26, while Google has pledged support but still offers no export path in its password manager. If you have the choice today, a platform-neutral password manager as your passkey store minimizes the lock-in risk.

Pitfall 3: the password stays on as a backdoor

The quiet weak point of the transition: at most services, the passkey supplements the password instead of replacing it. As long as the old password lives on as a fallback, the account remains exactly as phishable as before - the attacker simply clicks "sign in with password". The switch only becomes consistent once you remove the password at the service (where possible, e.g. at Microsoft) or set it to a long random monster from your password manager and keep 2FA enabled. A passkey in addition is convenience; it only becomes security once the weakest login path is hardened.

The pragmatic migration plan

Start with the crown jewels: your email account (the master key to everything), Apple/Google/Microsoft account, banking, the password manager itself
Set up two paths per important service: a synced passkey plus a second device or hardware key
Test recovery before you need it - walk through once how you'd get back in without your main device
Harden password fallbacks: wherever the password has to stay, use a random password plus 2FA
Stay with your everyday device: passkeys shine where biometrics are available anyway - the rest follows with time

Conclusion

Passkeys solve the internet's biggest security problem - stolen and phished passwords - in a way that is technically elegant and fit for daily use. The pitfalls of 2026 are not design flaws but transition problems: recovery wants planning, portability is only half finished, and the password fallback remains the open flank. Switch with a plan - most important accounts first, redundancy built in, fallbacks hardened - and you get logins today that are faster and safer. The password won't exit with a bang, but account by account.