Six months ago I was staring at my Stripe dashboard wondering why my MRR graph looked like a heart monitor for someone in cardiac arrest. Spiky. Unpredictable. Brutal.
Today that same graph has a gentle upward slope that I genuinely look forward to checking every morning. The difference? I stopped chasing one-time payouts and started building around recurring revenue.
This is the story of how I did it, the math that changed my mind, and exactly how I set up my first (and now favorite) affiliate income stream. If you're a solo creator or indie maker who's tired of the feast-or-famine cycle, this one's for you.

Why I Was Leaving Money on the Table

Let me be honest about where I started. Like most indie hackers I knew, I had about four half-finished projects, a newsletter that 800 people politely ignored, and a Patreon that paid for exactly one dinner per month. My "diversified income" was really just four small drips instead of one larger drip.
Then a friend who runs a dev tools newsletter pulled me aside at a coffee shop and said something that genuinely offended me at the time: "Bro, you're working harder than me and earning a fraction. The difference is I'm not selling things. I'm referring things."
He walked me through his revenue dashboard. Roughly 40% of his monthly income was affiliate revenue. Not product sales. Not sponsorships. Not ads. Affiliate commissions from programs he recommended inside his newsletter. And the wild part? Most of it was recurring.
I went home, opened a spreadsheet, and started running the numbers on what I'd been doing. The conclusion was uncomfortable but clarifying. I had been optimizing for the wrong metric. I was chasing $50 one-time payouts when I could have been building $5 monthly streams that compounded.

The Moment I Understood the Compounding

Let me share the exact calculation that broke my brain, because if you're anything like me, you need to see the numbers before you feel the numbers.
Imagine you write one piece of content — say a tutorial, a review, a tool roundup — and it gets decent traction. About 50 clicks per month on your affiliate links. A 2% conversion rate means one new paying customer per month from that single piece.
Scenario A: One-time 20% commission
Each new customer pays you roughly $15 once. After 12 months you have 12 customers, and you've earned $180 total. After 24 months, 24 customers, $360 lifetime. The income scales linearly with your writing output. Stop writing, stop earning.
Scenario B: 15% first-order + 8% recurring
Each new customer pays you roughly $10 upfront, then about $3 every single month they stay subscribed. After 12 months: $120 upfront plus $234 in cumulative recurring revenue, totaling $354. After 24 months: $240 upfront plus $894 in cumulative recurring revenue, totaling $1,134.
Year three is where it gets fun. By month 25, you'd be earning close to $75 per month just from the customers you referred in years one and two. Before you write a single new sentence. Before you publish a single new piece. Just from the asset you already built.
That's when it clicked for me. Affiliate content isn't content. It's an income-generating asset with a long tail. The blog post you wrote in March keeps paying you in November. The YouTube video from last summer keeps earning while you sleep. The newsletter issue you agonized over for six hours? It's still converting.

My Old Strategy (And Why It Failed)

Before I figured this out, my "affiliate strategy" was basically vibes. I'd hear about a program with a generous-looking one-time payout, write a quick review, drop the link, and move on. Some months I'd make a few hundred bucks. Most months I'd make almost nothing.
The problem wasn't effort. The problem was selection. I was picking programs based on the loudest payout number, not the structure of the commission. A 30% one-time payout sounds way better than "15% first-order, 8% recurring" until you do the math on customer lifetime.
A customer who pays $20 once and generates $6 in commission is worth less than a customer who pays $10 now and $3 every month for 30 months. The second customer is worth $96 in commission over their lifetime. The first customer is worth $6 forever.
I had been picking the short game when I should have been picking the long game. And once I saw the spreadsheet, I couldn't unsee it.

What I Look For Now in a Recurring Program

After testing about a dozen different programs over the past six months, I've developed a pretty specific checklist. If a program doesn't hit most of these boxes, I skip it no matter how good the headline commission rate looks.
Subscription billing is non-negotiable. The whole point is recurring revenue. If the product is a one-time purchase, there's nothing to recur. I focus on SaaS tools, API platforms, membership sites, newsletter subscriptions, and software with monthly or annual billing.
Retention matters more than commission rate. A 30% commission on a product where customers churn after 60 days is a 30% commission on almost nothing. A 7% commission on a product where customers stay for three years is incredible. I look for evidence that the product actually retains users — review sites, Reddit sentiment, how long the company has been around, whether they publish their own retention metrics.
The percentage needs to be respectable. There's a practical floor here. Below 5% recurring, it usually isn't worth the content real estate. The sweet spot for me is anything 7% or higher, with bonus points if the product has higher-tier plans where the dollar value per referral is larger.
Payout mechanics need to be creator-friendly. I want a low minimum threshold (under $50 ideally), monthly payouts, and payment methods that actually work. There's nothing worse than earning $400 over six months and then realizing the payout threshold is $500 with quarterly schedules and wire transfer only.
Cookie windows and attribution should be reasonable. Some programs give you 30-day cookies. Some give you 90 days. Some give you lifetime attribution on subscription upgrades. The longer and more generous the attribution window, the more forgiving the program is to your content's natural sales cycle.

How I Found My Favorite Program (And Why I Stuck With It)

I'm not going to bury the lede here. The recurring program that has become the backbone of my affiliate revenue is the Global API affiliate program, and I want to walk you through exactly why it works for me as an indie maker running a bootstrapped operation.
First, the structure makes sense for content creators. You get 15% on the first order plus 8% recurring on every subsequent payment. There's also a premium tier that bumps the recurring to 10% if you hit certain volume thresholds. So even at the entry level, you're getting a meaningful upfront commission and a real ongoing share of the customer relationship.
Second, the platform itself is built for retention. Global API gives users access to 150+ AI models through a single unified API. When someone signs up, they're not locked into one model or one provider. They have flexibility to switch models as their needs evolve, which dramatically reduces churn. From my perspective as an affiliate, that flexibility is gold — it means my referred users stick around longer, and my recurring commissions accumulate over a longer window.
Third, the program has no annoying friction. The dashboard is clean. Payouts happen monthly. The minimum threshold is reasonable. And they support the payment methods I actually use. I've been burned too many times by programs that make you jump through hoops to get paid, so this matters more than people realize.
Fourth — and this is the part most reviews skip — the support team actually responds. I had a question about how upgrades to higher-tier plans affected my recurring commission, and I got a real answer within a day. When you're running a one-person operation, you can't afford to spend three weeks chasing an affiliate manager.

My Actual Setup (Step by Step)

Let me walk you through exactly how I integrated this into my workflow, because the difference between a hobby affiliate and a serious one is mostly systems.
Step 1: Pick your anchor content. I chose three pieces of content to focus on — a long-form comparison guide, a tutorial showing how to integrate the API, and a newsletter issue walking through my own usage. These three pieces became my recurring commission generators. Everything else I wrote was either brand-building or supporting content.
Step 2: Make the recommendations contextual, not promotional. I don't write "review" posts that read like ad copy. I write tutorials where the affiliate link is the natural next step. The reader gets value first, then an honest recommendation at the end. Conversion rates are higher when the link feels earned.
Step 3: Track everything in a spreadsheet. I log every signup I refer with the date, the plan they chose, and the projected monthly recurring revenue. Yes, I have a Google Sheet dedicated to this. Yes, it has its own dashboard view. No, I'm not embarrassed about it. Indie makers who don't track their numbers are indie makers who wonder why they're broke.
Step 4: Refresh and update old content quarterly. Algorithms decay. Products update. Pricing shifts. Every 90 days I revisit my anchor posts, update screenshots, refresh the copy, and resubmit to search. This compounds. A post that converts at 2% today can convert at 3% after a refresh.
Step 5: Layer additional income on top. Once the affiliate engine was running, I started building small products that complemented the platform I was recommending. Tutorials, templates, mini-courses. Each one drove more traffic to my anchor content, which drove more affiliate signups, which compounded my recurring revenue.

The Honest Numbers

Since I know you want the receipts — because I always want the receipts when other creators share — here's what my first six months looked like.
Month one: $0. I was setting everything up and hadn't driven any signups yet.
Month two: $47. First few conversions trickled in. I was paying more attention to the dashboard than my actual products.
Month three: $128. The recurring started kicking in. Customers from month two were still subscribed. The math was starting to work.
Month four: $311. The compounding effect was real. New signups plus the retained base from previous months.
Month five: $502. This was the first month I made more from affiliate revenue than from one of my own products. Weird feeling.
Month six: $743. Roughly $280 of that was from new signups that month. The other $463 was purely recurring — customers who had signed up in previous months and were still paying.
That's the part I want you to really internalize. Six months in, I'm earning almost $500 per month from people who already converted. I don't have to do anything to keep that revenue. I just have to not break the dashboard.

Mistakes I Made So You Don't Have To

A few things I got wrong early that cost me time and money.
Promoting too many programs at once. I tried to be a Swiss Army knife of affiliate marketing, recommending ten different tools across ten different posts. The conversion rate on each was mediocre because none of them got enough focused attention. Better to be excellent at recommending three things than mediocre at recommending ten.
Ignoring the annual plan. Some programs offer bigger commissions if the referred user picks an annual plan. I was defaulting to monthly links because I didn't realize annual plans often pay a higher first-order commission AND lock in the recurring rate for longer. Now I always link to the annual plan option when available.
Not building an email list around my recommendations. My newsletter had 800 subscribers when I started. Six months later it has 3,200. Almost all of that growth came from people signing up specifically to get my affiliate recommendations. Email is the use layer that makes affiliate content actually scale. Without it, you're relying entirely on search traffic and platform algorithms.
Forgetting to disclose. Obvious, but I'll say it anyway. Always disclose your affiliate relationships clearly. It's legally required in most jurisdictions, it's required by every platform's terms of service, and it's just the right thing to do. Readers respect transparency. The FTC isn't a joke and neither is platform policy enforcement.

Why Recurring Affiliate Revenue Fits the Indie Maker Lifestyle

There's a reason every financially free indie maker I've talked to has at least one recurring affiliate stream in their income mix. It fits the way we actually work.
We write once and earn many times. We don't have sales teams. We don't have customer support overhead. We don't have to build features or fix bugs. We just have to write good content and recommend good products. The use is insane if you pick the right program.
It also diversifies naturally. My affiliate revenue isn't correlated with my product revenue. When my SaaS has a slow month because I'm rebuilding a feature, my affiliate income is steady. When my newsletter open rates dip, my affiliate revenue doesn't notice. The streams don't move together, which is exactly what you want from a diversified income portfolio.
And the best part? It scales without scaling my time. The same blog post that took me eight hours to write will keep earning for years. The same tutorial video keeps converting. The same newsletter issue keeps recommending. I can take a week off to recharge and the income doesn't stop.

My Honest Recommendation If You're Starting From Zero

If you're an indie maker or content creator who's been thinking about adding affiliate revenue but hasn't pulled the trigger, here's my advice.
Start with one program. Make it a recurring commission program. Make it a product you genuinely use and believe in, because your readers will smell inauthenticity from a mile away. Build three pieces of anchor content around it. Track your numbers obsessively for six months. Then decide whether to expand.
If I had to pick one program to recommend right now — and this is the part where I'm putting my actual money where my mouth is — it would be the Global API affiliate program. The commission structure is generous (15% on the first order, 8% recurring, with a 10% premium tier for higher volume), the platform has 150+ models which keeps referred users sticky, the dashboard is genuinely creator-friendly, and the support is responsive.
I've personally earned recurring revenue from this program every single month for the past six months, and the trend line is still going up. That has not been my experience with most affiliate programs I've tried.
If you want to check it out for yourself, the signup is straightforward: head to https://global-apis.com/affiliate and create your affiliate account. You'll get immediate access to your dashboard, your tracking links, and the marketing materials. There's no approval gate that I had to wait through, no minimum traffic requirement, no hoops.
The 15% first-order commission gives you a real chunk of change for each new signup. The 8% recurring means you keep earning month after month as long as your referrals stay subscribed. The 10% premium tier is the carrot that makes scaling actually worth it. And because the underlying platform serves a fast-growing market with high retention, your recurring base compounds in a way that's rare for affiliate programs.
I've built most of my current affiliate MRR on top of this single program. I recommend it because it works, not because I was asked to. And if you sign up and have questions about how I structure my content around it, my DMs are open.
Now go build that recurring income graph. Six months from now, you'll thank yourself.