60% of global stablecoin payment volume now originates from Asia. Working with Asian clients in gaming, forex, and remittances, I see that traditional rails here still underperform in the same areas:
– High card decline rates
– Delayed settlement times
– Stacked FX costs
The solution is not always another provider. In many cases, it is an additional payment layer.
Stablecoins are being integrated directly into deposit and checkout flows, alongside cards, wallets, and local payment methods, like Dana, GCash, and GrabPay. For platforms, this means lower payment friction in high-risk markets, supported by stronger conversion, near-instant settlement, and cleaner cross-border FX.
In Southeast Asia, where roughly 43% of B2B cross-border payments already use stablecoins, that shift is already visible.
As these advantages become harder to ignore, crypto is cementing its place in Asia’s core payment infrastructure.
Build Crypto Payment Flows With Tothemoon Institutionals
Tothemoon Institutionals helps businesses add crypto rails alongside traditional payment infrastructure. The platform connects On- and Off-Ramp, Mass Payouts, OTC Desk, Crypto Processing, and API Integration in one institutional setup.
Businesses can convert fiat and crypto, process digital asset payments, manage larger transactions, and send payouts across markets with less operational friction.
Amanda Chan
Business Development Director at #Tothemoon
