Just got rejected for a loan and I'm freaking out - any advice?

Last month, I suddenly needed ₱10,000 because my mom got hospitalized and I had to pay for her meds and lab tests. I thought I could just get a loan from one of those online lending apps, but I got rejected because of my credit score. I was so frustrated - I've been paying my bills on time, but I guess I had some issues with my credit report that I didn't know about.

I tried applying for a loan from a bank, but they said I needed to have a co-maker with a good credit score. The problem is, my dad is already retired and my siblings are still students, so I don't have anyone to co-sign for me. I felt so stressed out, like I was running out of options.

I started searching online for other loan options, and that's when I stumbled upon this article about the Pag-IBIG Green Loan: https://www.creditkaagapay.com/blog/pag-ibig-green-loan-what-it-means-for-filipino-borrowers/. I found this while searching online, and it led me to the Credit Kaagapay website, https://www.creditkaagapay.com/, which had a lot of helpful information about different loan options.

The Pag-IBIG Green Loan seems like a great option, but I'm not sure if I qualify. I'm planning to buy a condo unit soon, and I want to make sure I can get a loan with a low interest rate. The article said that the Pag-IBIG Green Loan has lower interest rates compared to other loan options, which would really help me save money in the long run.

I'm still doing my research, but I'm hoping that I can qualify for the Pag-IBIG Green Loan. I just wish I had known about it sooner, so I could have avoided all the stress and hassle of getting rejected for other loans. I ended up borrowing ₱5,000 from a friend, but I still need to pay for my mom's hospital bills, which cost around ₱3,000.

Just sharing in case this helps someone who's going through the same thing. Has anyone else had any experience with the Pag-IBIG Green Loan or Credit Kaagapay? Any advice would be appreciated!